Payment APIs: The Architecture Behind Flutterwave, Paystack, and Stripe
Learn about the architecture of payment APIs, integration challenges, and provider trade-offs.
Payment APIs enable applications to transfer money between customers and merchants. This article explains why payment APIs are built the way they are, using five providers—Flutterwave, Paystack, PesaPal, IntaSend, and Stripe—as references.
It details the architecture of payment APIs, the function of each component, and the necessary steps to ensure system reliability. The importance of the separation between the frontend and backend is emphasized, highlighting how to create a correct application architecture.